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Financial Aid 101

Higher education is an investment in your future, and there are many options to help you pay for that investment. The first step is to understand these options and make the best decisions based on your family's situation.

You won't get any aid without taking the first step: you must APPLY!

You are not obligated to accept any financial aid you are offered, so there's no harm in applying.

Financial aid comes with responsibilities that continue throughout your college career. To continue receiving aid, you'll need to keep working toward your degree and submit a FAFSA each year .


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OCAP believes that financial literacy and understanding the financial aid process are critical aspects of college planning and student success. OCAP staff who work with students, parents, educators and community partners in the areas of personal finance education, state and federal financial aid, and student loan management do not provide financial, investment, legal, and/or tax advice. This website and all information provided is for general educational purposes only, and is not intended to be construed as financial, investment, legal, and/or tax advice.