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Crop Farmworker/Laborer

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AVG. SALARY

$31,530

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EDUCATION

No standard requirement

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JOB OUTLOOK

Decreasing

Real-Life Activities

Real-Life Decision Making

You've been working on a farm as a laborer for a few weeks. You're enjoying the job and like the fact that you have quite a bit of independence as a worker. If decisions need to be made, sometimes you have to make them, and you like that.

Today, a decision needs to be made, and fast. A farm in a neighboring county has put up a large amount of cattle for sale at a fairly low price. You had just been talking to your boss about buying more cattle in eight months. Although he was a bit hesitant due to finances being a bit tight currently, he also seemed impressed with your knowledge on the subject and even gave you the go-ahead to purchase some cattle for the farm when it was a good business decision to do so.

You're torn: the timing is not right because finances are tight; but on the other hand the timing is good because the cattle are cheap and the farm needs to buy some more in the near future anyway. On top of this, forecasts for the farming sector are pretty bleak at the moment, with experts saying farms will be seeing low profits over the next year or so. What do you do?

John Youngberg, vice president of governmental affairs at the Montana Farm Bureau Federation, says that typical agricultural employees work somewhat independently from supervision a good part of the time. So, an ability to make decisions is important.

"They are required to make decisions that affect the productivity of the operation,"he says of farm laborers.

What do you do?

Contact

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OCAP believes that financial literacy and understanding the financial aid process are critical aspects of college planning and student success. OCAP staff who work with students, parents, educators and community partners in the areas of personal finance education, state and federal financial aid, and student loan management do not provide financial, investment, legal, and/or tax advice. This website and all information provided is for general educational purposes only, and is not intended to be construed as financial, investment, legal, and/or tax advice.