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Employment Counselor

Real-Life Activities

Real-Life Decision Making -- Solution

You tell her you can't recommend this career.

You point out the limits on funding for retraining and explain that because of her age and lack of experience in this area, the government isn't likely to sponsor her efforts.

You say you believe she'd be wonderful with children, but suggest she consider other programs that will let her work with children and meet the government's two-year retraining limit.

Claire decides to be a day-care worker and takes an 18-month course in early childhood education. The government agrees on a cost-sharing arrangement and pays half her costs. Two years later, you hear she has a full-time job in a large day-care center.

Career advisor Karen Girard uses self-assessments that ensure clients consider the length and cost of the education they're planning to pursue, and whether the payoff is worth it.

"I will never make a decision for them, but I definitely spend time discussing reality testing," says Girard. She's a high school career advisor and independent career consultant.

"Our self-assessment goes into not only values and skills needed for a job, but whether it will meet lifestyle expectations, [and] what the payoff is based on length of education/cost of education...."


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OCAP believes that financial literacy and understanding the financial aid process are critical aspects of college planning and student success. OCAP staff who work with students, parents, educators and community partners in the areas of personal finance education, state and federal financial aid, and student loan management do not provide financial, investment, legal, and/or tax advice. This website and all information provided is for general educational purposes only, and is not intended to be construed as financial, investment, legal, and/or tax advice.